At Carry, our upfront fee is transparent and covers full access to our plans and services. Curious about what each tier offers? Check out our detailed pricing list here: carry.com/pricing
Carry Brokerage
Unlimited trades with no commission fees
Buy and sell as many stocks, ETFs, and mutual funds as you'd like through our investment advisory platform— with no commission or trading fees.
Invest on your terms
Robo-advisor
Invest and build your portfolio automatically with our optional robo-advisor.
Automatic recurring deposits
Grow your savings on autopilot without having to constantly make decisions on when and how much to invest.
Trade stocks and ETFs with no commissions
Carry’s integrated brokerage makes investing fast and simple. Deposit money, choose your investments, and start building your portfolio in minutes.
SIPC Insurance and FDIC Coverage
Brokerage accounts on Carry are carried by DriveWealth LLC, member FINRA/SIPC. Securities in these accounts are protected by SIPC up to $500,000, including $250,000 for cash, in the event of custodial failure. SIPC coverage does not protect against market losses. Cash balances held in DriveWealth accounts may be swept into FDIC-insured Program Banks through DriveWealth’s Cash Management Program. These balances are eligible for FDIC insurance up to $250,000 per depositor, per bank, per ownership category. No interest is paid on these balances. See terms for details.
Discover why our customers trust Carry
"I am in *heaven* with Carry. Payroll deduction to my Solo 401k and then automatically invested. You solved the use case that matters most. If i wasn’t running my own startup, I’d want to work with you all."
Cheryl Kellond, Carry Customer
"Major shoutout to my tax strategist from [Carry]. She crafted for me a 32-page tax and financial plan that outlined insurance, retirement, and how to achieve my LT goals."
Austin Hankwitz, Carry Customer
"Thanks so much. I reviewed my financial plan and it provided a lot of guidance and things to think about in terms of my long-term goals."
Sherrell Dorsey, Carry Customer
"It was one of the first platforms I’ve seen that specifically targets and helps solopreneurs, s-corp owners, self-employed, and gives them an all-in-one platform to easily manage retirement and tax saving strategies and accounts. I once tried to open a Solo 401k with [Other Provider], and it was a daunting task. Carry was a few clicks."
Nick Chester, Carry Customer
"I love Carry so much. It was so easy to set up my Solo 401k (which if you’ve ever tried to do that, it’s not always super simple) and inside I was able to invest in a ton of different ETF options"
Erin Confortini, Carry Customer
These are real testimonials from real customers, who have not been compensated.
Get Started with Carry
Basic Plan
$29 /month
or $299/year Solo 401k, IRAs & non-retirement Brokerage Accounts
Eligible business expense for your taxes
Automated Mega Backdoor Roth and Roth IRA conversions
Add-on access to a Certified Financial Planner™ for additional
charge
Great for maximizing retirement savings and tax-saving strategies.
Pro Plan
$49 /month
or $499/year Everything in the Basic Plan, plus:
Invest in alternative assets (from your Solo 401k and IRA)
Invest in crypto (from your IRA)
Best if you’re self-employed and want access to further investment types.
VIP Plan
$500-$1,500 /month
or $6K-$18K/year Everything in the Pro Plan, plus:
Personalized planning with an expert to identify top tax-saving
opportunities
High quality bookkeeping services to help you stay organized
Integrated tax filing for both personal and business returns
Ideal for business owners earning $200k+ in annual profit.
Questions before joining?
Why does Carry have an upfront fee?
Can I move my existing Solo 401k or IRA to Carry?
Absolutely!
For Solo 401k: Just set up your Carry account and select the option to restate your plan.
For IRAs: Simply create a new IRA after setting up your Carry account and transfer your assets
Have questions about the process? We're here to help, just reach out!
Can I sign up for a Solo 401k as a Sole Proprietor or do I need an LLC?
Yes! If you're a Sole Proprietor, you can easily set up a Solo 401k with us.
No LLC? No problem! You can use your SSN instead of an EIN to open a Solo 401k with Carry.
Who can set up a Solo 401k?
You would most likely qualify if:
- You're earning self-employed income as a business owner, freelancer, creator, or side-hustler (any business entity type is eligible, including multi-partner LLCs)
- You have no full-time employees (outside of your spouse)
- You're a U.S. resident
Feel free to reach out to us if you have any questions!
Are there any other fees with Carry?
Fees include:
- Any underlying investment fees (for ex. If you buy an ETF, the underlying fund expense ratio; this goes to the fund and not Carry)
- Certain transaction fees charged by our custodians, like initiating an outgoing ACH or purchasing Cryptocurrency
- Managed investment accounts including Smart Yield and Roboadvisor are subject to annual advisory fees of 0.20%.
For more information, you can refer to carry.com/fees.
Can I/how do I invest in alternative assets with Carry?
With Carry, you can explore alternative asset investments, like crypto inside your Solo401k or IRA. Learn more about Solo 401ks here and IRAs here.
How does Carry handle my investments and trades?
While you make all investment decisions in your self-directed account, Carry provides the infrastructure to execute your trades efficiently. Your account is established with Carry Advisors LLC (our SEC-registered investment adviser), and when you place trades through our platform, they’re routed through Global Carry LLC (our broker-dealer, member FINRA/SIPC) to DriveWealth LLC for execution and custody. This structure allows us to offer commission-free trading as part of your advisory account while ensuring your assets are protected by SIPC at DriveWealth. All investment advice or portfolio strategies are exclusively provided by Carry Advisors LLC.