Anyone 18 or older who is a U.S. resident can open a taxable brokerage account with Carry—no income requirements or contribution limits. Unlike retirement accounts, there are no restrictions on when you can access your funds or how much you can invest.
Carry Brokerage
Invest beyond retirement limits
No contribution caps, no early withdrawal penalties, no age restrictions. Your taxable brokerage account gives you complete investment flexibility for any goal—house down payments, business opportunities, or just building wealth on your timeline.
Investment advisory services are offered by Carry Advisors, an SEC registered investment advisor.
One platform for your entire investment strategy
Manage your taxable investments alongside your retirement accounts with a more unified view of your financial picture on Carry. Stop juggling multiple platforms or manually tracking your total allocation across accounts.
Cash that works hard with Smart Yield
Don’t let uninvested cash earn nothing. Smart Yield automatically optimizes your cash balance for higher after-tax returns through strategic money market funds. Let us know factors like your income, state, and investment amount—we’ll handle the rest.
Effortless investing, optimal value
Automated investing with Roboadvisor
Get a personalized, diversified portfolio of funds tailored to your risk tolerance and goals. Daily rebalancing keeps your allocation on target, ensuring your strategy automatically stays aligned with market conditions.
Trade with no commissions
Access over 10,000 stock, ETF, and mutual fund options without commission fees eating into your returns. Build your portfolio your way—pick individual stocks, diversify with ETFs, or explore professionally managed mutual funds.
See here for more details on fees.
Recurring deposits and investments
Set it and forget it. Schedule automatic recurring deposits and investments to build your portfolio effortlessly through dollar-cost averaging—no manual transfers or market timing required.
Explore diverse investment options
Build a diversified portfolio with Equities (stocks, ETFs, and mutual funds), use our Roboadvisor for hands-off investing, or optimize your idle cash with Smart Yield. All essential tools to help build your portfolio are available commission-free in one convenient place.
Choose your Carry membership
Core
$29 /month
or $299/year
Solo 401k, IRAs, and Taxable Brokerage accounts
Invest in equities including stocks, ETFs, and mutual funds
Access to managed investments including Smart Yield and Roboadvisor
Add on tax filing, tax planning, bookkeeping, and financial planning for an additional fee
Full access to 20+ courses
Pro
$49 /month
or $499/year
Everything on Core, plus:
Invest in Crypto in your Traditional or Roth IRA
Access to Alternative investments in your Solo 401k, Roth IRA, or Traditional IRA
Advanced Solo 401k support including EACA credit filing
Questions before joining?
Who is eligible to open a taxable brokerage with Carry?
Can I roll over my existing taxable brokerage to Carry?
Yes, if you have a taxable brokerage with another provider, you can easily roll it over to Carry. Our goal is to make this process simple and straightforward, and we’ll guide you every step of the way. See here for more details.
Can I invest in crypto from a Carry taxable brokerage?
While direct crypto investments aren’t currently available in taxable brokerage accounts, you can gain crypto exposure through publicly traded crypto ETFs that are available on the platform.
Can I invest in alternative assets from a Carry taxable brokerage?
No. Currently alternative assets are not offered in the Carry taxable brokerage.
Are there any additional fees?
Carry offers transparent pricing, learn more here.
How does Carry handle my investments and trades?
While you make all investment decisions in your self-directed account, Carry provides the infrastructure to execute your trades efficiently. Your account is established with Carry Advisors LLC (our SEC-registered investment adviser), and when you place trades through our platform, they’re routed through Global Carry LLC (our broker-dealer, member FINRA/SIPC) to DriveWealth LLC for execution and custody. This structure allows us to offer commission-free trading as part of your advisory account while ensuring your assets are protected by SIPC at DriveWealth. All investment advice or portfolio strategies are exclusively provided by Carry Advisors LLC.