Clicky

Carry Learning Center

Browse by category

Can You E-Sign Solo 401k Plan Documents?

Setting up a Solo 401k is faster and more flexible than it used to be, especially with the rise of today’s online platforms. But if you’re self-employed and ready to open your plan, you may wonder: can you sign all the necessary documents electronically, or do you still need to print and mail them in? This [...]

Solo 401k Beneficiaries Explained

When you open a Solo 401k, it’s easy to focus on contributions and investment choices. But there’s one critical detail many people skip: naming a beneficiary. This simple step could make a big difference later. If something happens to you, a clear beneficiary designation helps your funds go directly to the right person without delays [...]

Best Careers for Solo 401k Plans: Who Benefits Most?

If you work for yourself, you probably already wear many hats. Planning for retirement is one of them , but it’s not always clear where to start. The Solo 401k is one option that’s built specifically for business owners with no full-time employees.  It offers flexibility, potential tax benefits, and in many cases, higher contribution [...]

Justin GluskaJuly 29, 2025
High-Yield Savings Accounts vs. Treasury Bills vs. Smart Portfolios: What’s the Best Cash Move Now?

Many people leave their cash in checking accounts without a second thought. Yet, with inflation near 3 percent, that money may lose purchasing power.  Today’s high-yield savings accounts offer annual percentage yields (APYs) close to 5 percent. This could potentially earn hundreds more each year compared to a typical checking account. Treasury bills (T-bills) may deliver [...]

No image available

Fees

We’re strong believers in keeping things simple— that means no hidden fees, no confusing jargon, and full transparency around cost. Here’s a breakdown of our fees so you know exactly what to expect. Our custodians may charge a small fee for different services like transaction processing, account transfers, [...]

Justin GluskaJuly 25, 2025
How State and Local Taxes Affect Your Investment Returns

When it comes to your investment returns, taxes can take a bigger bite than you might expect. Beyond federal taxes, state and local taxes (SALT) can also affect how much you actually keep. These extra layers of tax vary based on where you live and what types of investments you hold. That’s why understanding how [...]

Jess CatorcJuly 24, 2025
Top 20 Tax Deductions Every Freelancer Should Know for 2025 Taxes

For freelancers, 2025 brings important tax changes that could affect how much you keep from your earnings. The standard deduction has been adjusted for inflation, and some key provisions, like the Qualified Business Income deduction, may begin to phase out for higher earners.  At the same time, a few popular tax credits are set to expire [...]

Best Places to Park Your Cash Without Losing to Inflation

Inflation may not be making headlines like it did in 2022 when it peaked at 9.1 percent, but it hasn’t disappeared and it’s still eroding purchasing power quietly.  As of April 2025, inflation is hovering around 2.3 percent—a level that can still eat into your savings if your money is sitting in low-yield accounts. Every dollar [...]