Carry Learning Center

If you work as a marketing consultant and run your own business—even as a one-person operation—you may be eligible for a retirement plan designed specifically for self-employed professionals: the Solo 401k. This type of plan offers high contribution limits, Roth options, and flexible investment choices. But not every business qualifies. So let’s take a closer look [...]

The IRS has issued a reminder about taxpayer rights, specifically the right to professional representation during any interaction with the tax agency. This protection, part of the Taxpayer Bill of Rights codified by Congress in 2015, allows individuals to have an authorized representative handle their tax matters on their behalf. Under this provision, taxpayers can choose [...]

Where you retire could affect how far your savings go. The cost of living varies widely across the U.S., and these differences can have a major impact on your retirement planning. A comfortable lifestyle in one state might require much more—or less—in another. This article breaks down how retirement costs differ by state, what factors drive [...]

The IRS announced it will extend the comment period for feedback on the draft Form 6765 instructions through March 31, 2026, to allow more time for stakeholder input on the new research and development tax credit reporting requirements. The agency also made Section G of the form optional for all filers for tax year 2025, [...]

The IRS Independent Office of Appeals announced a two-year pilot program starting October 1, 2025, intended to test changes to Post Appeals Mediation (PAM) for taxpayers with unresolved disputes. The program introduces a key structural change: cases will now be reassigned to Appeals teams with no prior connection to the underlying dispute, potentially increasing impartiality [...]

Selling on eBay can offer a flexible path to self-employment, whether you’re flipping collectibles, managing a niche online store, or running a full-time resale operation. But as your income grows, so does the importance of planning for the future. If you’re a self-employed eBay seller, a Solo 401k could be one way to set money aside [...]

Imagine reducing your next taxable income by as much as $7,000, simply by changing how a portion of your paycheck is allocated.  Pretax contributions allow you to direct part of your earnings into a traditional IRA or 401k before income taxes are applied. This may reduce your taxable income today, and your savings can potentially grow [...]

Building long-term retirement savings typically means choosing accounts with high contribution limits and flexible investment options. A Solo 401k offers both. This retirement plan is designed for business owners with no full-time employees, allowing you to contribute as both the employer and the employee.  [...]

Freelancing and self-employment continue to grow across the U.S. labor market. In 2025, more than 70 million Americans are estimated to be part of the gig economy, representing approximately 36 percent of the total workforce. What was once considered a side hustle is now a long-term career path for workers across a range of industries. Whether [...]