Carry Learning Center

Real estate is a popular goal for many self-employed investors. But buying property through a retirement account? That surprises a lot of people. With a Solo 401k, it’s not only possible—it can also be potentially beneficial for those looking to grow their retirement savings outside the stock market. [...]

If you’re looking for a better place to grow your savings, the American Express High Yield Savings Account is one option to consider. It offers a competitive APY, daily compounding interest, and no monthly fees. Unlike many traditional savings accounts, it gives your money more room to grow while keeping it easily accessible. You might be [...]

Driving for Uber gives you flexibility and control over your schedule. But since you’re considered self-employed, you’re also responsible for your own retirement planning. If you’re earning 1099 income and don’t have access to a traditional employer plan, a Solo 401k could be a smart way to save for the future.  This type of retirement plan [...]

Freelance web developers and independent contractors often manage both their projects and their own benefits. Without access to a traditional employer retirement plan, many turn to the Solo 401k as a way to build long-term savings while reducing taxable income. [...]

OVERVIEW: SOLO 401K ADOPTION AND TRENDS: 123,000 Solo 401k Form 5500-EZ filings are projected for 2025 (down from 222,848 in 2023 due to e-filing rules and reporting thresholds). 21 percent of self-employed savers use a Solo 401k — steady compared to 23 percent in 2024. As of mid-2025, 9.7 million Americans are self-employed through unincorporated businesses. California’s self-employment rate: [...]

Podcasting has grown into a real business model. If you’re earning money from ads, brand partnerships, exclusive content, or listener support, you’re likely running a business. And if you’re doing it on your own without full-time employees, you might be eligible for a Solo 401k. [...]

Running a YouTube channel can be more than just posting videos. If your channel earns money—whether from ads, sponsorships, merchandise, or memberships—you may be operating a small business. If you don’t have full-time employees, a Solo 401k might be a smart way to save for retirement. [...]

Setting up a Solo 401k comes with important responsibilities. Between IRS rules, filing deadlines, and plan paperwork, it’s easy to feel unsure about what’s required to stay compliant. One of the most common questions is whether you really need a third-party administrator (TPA)—or if you can manage the plan yourself without extra help. [...]

OVERVIEW: Top 5 states for self-employment in 2025: California, Texas, Florida, New York, Washington Solo sector size: $1.5 trillion, approximately 6 percent of U.S. GDP Incorporated self‐employment 7 percent above 2019, ≈400,000 more owner-operators Business-formation filings up 37 percent from Q4 2019 to Q4 2023 62 percent of solo workers report being “very satisfied” with their work setup Women run 42.7 [...]