Carry Learning Center

Looking for ways to maximize your retirement savings?  If you are a technology consultant and operate your own consulting business without full-time employees, a Solo 401k might be an excellent fit. Solo 401ks provide self-employed professionals with higher contribution limits and tax benefits compared to many other retirement plans. This can be especially useful for technology consultants [...]

The IRS has established a comprehensive Taxpayer Bill of Rights that outlines 10 fundamental protections designed to ensure fair treatment and transparency for all taxpayers. These rights, codified in IRS Publication 1 and under Internal Revenue Code §7803(a)(3), are intended to safeguard individuals and businesses throughout any interaction with the nation’s tax collection agency. The bill [...]

Are you a general contractor managing your own business and looking for a smarter way to save for retirement? If you’re self-employed without full-time employees (other than a spouse, if applicable), a Solo 401k might be a valuable retirement savings option for you. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); Solo 401ks offer higher contribution limits than many other retirement accounts and [...]

In 2025, more investors are stepping outside the traditional stock-and-bond playbook. From high-net-worth individuals to everyday retirement savers, interest in alternative assets is no longer limited to large institutions.  The search for diversification, new sources of income, and inflation protection is drawing attention to private credit, real assets, and other non-public market opportunities. This article cuts through [...]

Being self-employed gives you the freedom to work from anywhere. But where you choose to live can have a major impact on your income, expenses, and long-term financial goals. From rising rent prices to the 15.3% self-employment tax most independent workers owe, location matters more than many realize. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'zigqxnv3lldviytin3vg'); To help you make a more informed [...]

Are you working as an independent contractor and looking for a way to save more for retirement while lowering your tax bill? If you don’t have any full-time employees and report self-employment income, a Solo 401k could offer a flexible and tax-efficient solution. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); This type of retirement plan is designed specifically for individuals who run [...]

Are you a self-employed landscaper looking for ways to save for retirement and reduce your taxes? If you run your own landscaping business without any full-time employees (other than possibly your spouse), a Solo 401k might be worth looking into. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); This retirement plan was designed for individuals who are both the owner and the only [...]

The IRS has issued new guidance clarifying that the Form 1099-K reporting threshold has been restored to $20,000 and 200 transactions. This reverses earlier plans to lower the threshold under phased rollout guidance. The change stems from the One, Big, Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, which applies retroactively to [...]

The IRS released new guidance limiting Employee Retention Credits (ERC) for businesses that filed claims for the third and fourth quarters of 2021 after January 31, 2024. The guidance, outlined in Fact Sheet 2025-07, addresses restrictions enacted under recent legislation known as the One, Big, Beautiful Bill. Under these new rules, businesses that submitted ERC claims [...]