Automatic Enrollment is a feature in some workplace retirement plans where employees are signed up to contribute to the plan by default, usually starting at a set percentage of their pay. This means you’re automatically saving for retirement unless you actively choose not to. The goal is to make it easier for people to start building savings without needing to take extra steps. You can usually change your contribution rate or opt out at any time. Many plans that offer automatic enrollment also include automatic increases, which gradually raise your savings rate over time to help you grow your retirement nest egg without much effort.