An Exchange-Traded Fund, or ETF, is a type of investment that works like a mix between a stock and a mutual fund. It’s a collection of investments, such as stocks, bonds, or other assets, bundled together into a single fund that you can buy and sell on a stock exchange. When you invest in an ETF, you’re spreading your money across many different companies or assets at once, which helps reduce risk through diversification. ETFs are popular because they’re easy to trade, often come with low fees, and give investors access to a wide range of markets or investment strategies. You can find ETFs that track major indexes, focus on specific industries, or even target certain goals like income or growth. They’re a flexible option for both beginners and experienced investors looking to build a balanced portfolio.