A roboadvisor is an automated investment service that builds and manages your portfolio using algorithms. You provide information about your financial goals and risk tolerance, and the roboadvisor creates a diversified portfolio of funds tailored to your situation. It automatically rebalances your investments to maintain your target allocation and adjusts your strategy over time—all without requiring you to pick individual investments or manage your portfolio manually.
Carry Roboadvisor
Automated investing made simple
Get a personalized, diversified portfolio of funds tailored to your risk tolerance and goals. Our Roboadvisor automatically handles daily rebalancing, so you can focus on your business while your investments stay on track.
Investment advisory services offered by Carry Advisors, an SEC registered investment advisor.
Built for your goals, managed automatically
Set your financial goals and risk tolerance—our Roboadvisor creates a diversified portfolio just for you. Daily rebalancing keeps your allocation on target, ensuring your strategy automatically stays aligned with market conditions.
Investing involves risk, including potential loss of principal. Past performance is not a guarantee of future returns.
Set it and forget it investing
Answer a few questions about your goals and risk tolerance, then let our Roboadvisor handle the rest. Whether you’re conservative or aggressive, building wealth or preserving capital, we’ll create the right mix for you.
Choose your Carry membership
Core
$29 /month
or $299/year
Solo 401k, IRAs, and Taxable Brokerage accounts
Invest in equities including stocks, ETFs, and mutual funds
Access to managed investments including Smart Yield and Roboadvisor
Add on tax filing, tax planning, bookkeeping, and financial planning for an additional fee
Full access to 20+ courses
Pro
$49 /month
or $499/year
Everything on Core, plus:
Invest in Crypto in your Traditional or Roth IRA
Access to Alternative investments in your Solo 401k, Roth IRA, or Traditional IRA
Advanced Solo 401k support including EACA credit filing
Questions before joining?
What is a roboadvisor?
Who manages Carry’s Roboadvisor?
Your Roboadvisor account is managed by Carry Advisors LLC, a registered investment adviser. You complete an investment questionnaire covering your financial situation, investment objectives, time horizon, and risk tolerance. Based on your responses, we assign you a portfolio and exercise full discretionary authority to manage your account without requiring approval for each transaction.
Our Investment Committee designs asset allocation models for different risk profiles. Our algorithm automatically handles portfolio construction, rebalancing, and cash deployment based on your assigned profile. You can update your information anytime, and we’ll prompt you periodically to keep it current. All trades are executed through institutional block trades at DriveWealth LLC, where your securities are held in custody.
How often is my portfolio rebalanced?
Your portfolio is automatically reviewed daily, and rebalanced as needed to maintain your target allocation. Additionally, our investment committee conducts quarterly reviews to assess and potentially update the overall investment strategy based on market conditions and portfolio performance. Keep in mind that automatic rebalancing may have tax implications in taxable accounts.
Can I change my risk tolerance and financial goals later?
Yes, you can update your risk tolerance and financial goals at any time through the roboadvisor investment page. Changes may trigger a portfolio rebalancing to align with your new settings and objectives, which may have tax implications in taxable accounts.
Which investments does Carry’s Roboadvisor allocate to?
The roboadvisor builds your portfolio using 6 diversified index funds: VTI (U.S. Total Stock Market), VEA (Developed Markets), VWO (Emerging Markets), VNQ (Real Estate), BND (U.S. Total Bond Market), and BNDX (International Bonds). The specific allocation depends on your risk tolerance and goals.
Are there any fees?
Yes, our Roboadvisor has a 0.20% annual management fee, but it’s currently waived until January 1, 2026. After that, the standard fee will apply. You’ll receive advance notice before any fee changes take effect. [also mention how fund manager fees work]
Can I withdraw my investment at anytime?
Yes, you can withdraw your investment at any time. Your Roboadvisor positions will be sold and converted back to cash, which can then be withdrawn from your account. Keep in mind that selling may have tax implications in taxable accounts.
Where are my investments held?
Securities in your Roboadvisor brokerage account are custodied with DriveWealth LLC, member FINRA/SIPC. Global Carry does not custody funds or securities.
Does roboadvisor offer tax loss harvesting?
No, our roboadvisor does not currently offer tax-loss harvesting or incorporate tax considerations into its investment strategy. The roboadvisor focuses solely on portfolio construction and rebalancing based on your risk tolerance and goals. Carry Advisors LLC does not provide tax advice, so please consult with a qualified tax professional for tax-related investment strategies.