At Carry, our upfront fee is transparent and covers full access to our plans and services. Curious about what each tier offers? Check out our detailed pricing list here: carry.com/pricing
Help your clients grow their net worth with smart tax optimization
Carry is an all-in-one platform for tax-advantaged accounts, investments, and strategy. Help your clients set up a Solo401k, Traditional IRA, and more to reduce their tax bill. Your clients can get started with 20% off any of Carry’s plans.
For business owners
Access to Solo 401k and Mega backdoor Roth
For high-income professionals
Access alternative investments, backdoor Roth IRA, and estate planning trusts
For everyone
Get access to professional financial planning◊, tax filing and bookkeeping services
Solo401k: The most powerful retirement account in America
If you own a business with no employees or have a side hustle, you're eligible for a Solo 401k. Dollar for dollar, this beats out every retirement account in size and flexibility.
Up to a $69K tax deduction ($76.5K if over 50)
Tax-free growth and compounding
Invest in any asset class you like
Supports Roth contributions, including Mega Backdoor Roth
Borrow from your plan at any time
A modern investment platform built for long-term growth⑄
We’ve built a powerful brokerage into every Carry account, making it easy to invest in stocks, ETFs, and mutual funds—all in one place.
Not sure where to start? Roboadvisor invests automatically based on your goals and financial profile, so you can stay hands-off.
Just set up a recurring contribution, and we’ll handle the rest—rebalancing, reinvesting, and keeping your investments on track.‡
For sole props, LLCs, S-Corps, and more
Carry can support you regardless of if you are a sole-prop, LLC, S-Corp, C-Corp, LLP, or anything else. Your legal entity only impacts how your contributions are calculated, which we also help you with through our proprietary Contributions Calculator.
We’ve taken the ever-evolving and complicated American tax code and simplified it into step-by-step questionnaires that explain your choices and empower you to make the right decisions.
“I've put away more money in the last 2 years via Carry than the last 5 years combined”
"I've not only put away more money in the last 2 years via Carry than the last 5 years combined (solo401k FTW!), I've also learned so much about the tax code.
As they say, the only partner you'll have on every business is the US federal government. Learn how to optimize your share."
- Matt Brezina
Entrepreneur, Investor (and Carry Customer!)
Find the perfect fit for your clients' financial goals
Your clients can use the code TAXDOME for 20% off any of our plans
You guys really nailed the educational component here - impressive work. UX is fantastic.
Patrick Cason 
I've been a customer for just over a year. Great UX compared to legacy products out there. Thanks for building this!
Shahed Khan HUGE fan of Carry. My wife and I use it for our Solo 401Ks, and it's so much better than the alternatives we explored.
Jay Clouse Questions before joining?
Why does Carry have an upfront fee?
Can I move my existing Solo 401k or IRA to Carry?
Absolutely!
For Solo 401k: Just set up your Carry account and select the option to restate your plan.
For IRAs: Simply create a new IRA after setting up your Carry account and transfer your assets
Have questions about the process? We're here to help, just reach out!
Can I sign up for a Solo 401k as a Sole Proprietor or do I need an LLC?
Yes! If you're a Sole Proprietor, you can easily set up a Solo 401k with us.
No LLC? No problem! You can use your SSN instead of an EIN to open a Solo 401k with Carry.
Who can set up a Solo 401k?
You would most likely qualify if:
- You're earning self-employed income as a business owner, freelancer, creator, or side-hustler (any business entity type is eligible, including multi-partner LLCs)
- You have no full-time employees (outside of your spouse)
- You're a U.S. resident
Feel free to reach out to us if you have any questions!
Are there any other fees with Carry?
Fees include:
- Any underlying investment fees (for ex. If you buy an ETF, the underlying fund expense ratio; this goes to the fund and not Carry)
- Certain transaction fees charged by our custodians, like initiating an outgoing ACH or purchasing Cryptocurrency
- Managed investment accounts including Smart Yield and Roboadvisor are subject to annual advisory fees of 0.20% (currently waived through December 31, 2025)
For more information, you can refer to carry.com/fees.
Can I/how do I invest in alternative assets with Carry?
With Carry, you can explore alternative asset investments, like crypto inside your Solo401k or IRA. Learn more about Solo 401ks here and IRAs here.