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Help your clients grow their net worth with smart tax optimization

Carry is an all-in-one platform for tax-advantaged accounts, investments, and strategy. Help your clients set up a Solo401k, Traditional IRA, and more to reduce their tax bill. Your clients can get started with 20% off any of Carry’s plans.

For business owners

Access to Solo 401k, cash balance plans, and Mega backdoor Roth

For high-income professionals

Offset taxes with alternative investments, backdoor Roth IRA, and estate planning trusts

For everyone

Get a custom financial plan◊, retirement accounts, and our no-fee roboadvisor‡

Carry + TaxDome: Better Together

TaxDome helps you run a smoother tax and accounting practice. Carry helps you implement those recommendations for your clients. Help your clients open and invest in a Solo401k, Traditional IRA, and more — all in one place.

Solo401k: The most powerful retirement account in America

If you own a business with no employees or have a side hustle, you're eligible for a Solo 401k. Dollar for dollar, this beats out every retirement account in size and flexibility.

Up to a $69K tax deduction ($76.5K if over 50)
Tax-free growth and compounding
Invest in any asset class you like
Supports Roth contributions, including Mega Backdoor Roth
Borrow from your plan at any time

A modern investment platform with no AUM fees⑄

We've built a brokerage within every Carry account, allowing you to invest in stocks or ETFs without incurring any AUM fees. Those small 0.10%, 0.5%, 2% seem small at first, but they can easily add up to hundreds of thousands of dollars over your lifetime. Its your hard-earned money so you should keep it.

Not sure what to invest in? Our Robo accounts create a smart portfolio tailored to your age and risk tolerance.

Simply set up a recurring contribution, and we'll handle everything else. Plus, the cash in your bank account is FDIC insured and your brokerage accounts are safeguarded by SIPC, up to their respective limits.‡

Contribution Limit

For sole props, LLCs, S-Corps, and more

Carry can support you regardless of if you are a sole-prop, LLC, S-Corp, C-Corp, LLP, or anything else. Your legal entity only impacts how your contributions are calculated, which we also help you with through our proprietary Contributions Calculator.

We’ve taken the ever-evolving and complicated American tax code and simplified it into step-by-step questionnaires that explain your choices and empower you to make the right decisions.

“I've put away more money in the last 2 years via Carry than the last 5 years combined”

"I've not only put away more money in the last 2 years via Carry than the last 5 years combined (solo401k FTW!), I've also learned so much about the tax code.

As they say, the only partner you'll have on every business is the US federal government. Learn how to optimize your share."

- Matt Brezina

Entrepreneur, Investor (and Carry Customer!)

Find the perfect fit for your clients' financial goals

Your clients can use the code TAXDOME for 20% off any of our plans

Basic Plan

$239/year vs. $299 or $24/month vs. $29
Carry Solo 401k, IRAs & Brokerage Accounts
Security and compliance monitoring
No AUM fees
Eligible business expense for your taxes

Pro Plan

$399/year vs. $499 or $39/month vs. $49
Everything included in the Basic Plan, plus:
Invest in alternative assets with Carry's IRA or Solo 401k
Integrate with payroll providers like Gusto

You guys really nailed the educational component here - impressive work. UX is fantastic.

Patrick Cason

I've been a customer for just over a year. Great UX compared to legacy products out there. Thanks for building this!

Shahed Khan

HUGE fan of Carry. My wife and I use it for our Solo 401Ks, and it's so much better than the alternatives we explored.

Jay Clouse

Questions before joining?

Why does Carry have an upfront fee?

At Carry, our upfront fee is transparent and covers full access to our plans and services, with no AUM fees lurking around. Curious about what each tier offers? Check out our detailed pricing list here: carry.com/pricing

Can I move my existing Solo 401k or IRA to Carry?

Absolutely!

For Solo 401k: Just set up your Carry account and select the option to restate your plan.

For IRAs: Simply create a new IRA after setting up your Carry account and transfer your assets

Have questions about the process? We're here to help, just reach out!

Can I sign up for a Solo 401k as a Sole Proprietor or do I need an LLC?

Yes! If you're a Sole Proprietor, you can easily set up a Solo 401k with us.

No LLC? No problem! You can use your SSN instead of an EIN to open a Solo 401k with Carry.

Who can set up a Solo 401k?

You would most likely qualify if:

  • You're earning self-employed income as a business owner, freelancer, creator, or side-hustler (any business entity type is eligible, including multi-partner LLCs)
  • You have no full-time employees (outside of your spouse)
  • You're a U.S. resident

Feel free to reach out to us if you have any questions!

Are there any other fees with Carry?

Transparency is key, so here's the breakdown: While Carry does not charge AUM fees, there are other standard fees (which are comparable with other providers in the industry). This includes:

  • Any underlying investment fees (for ex. If you buy an ETF, the underlying fund expense ratio; this goes to the fund and not Carry)
  • Certain transaction fees charged by our custodians, like initiating an outgoing ACH or purchasing Cryptocurrency
Can I/how do I invest in alternative assets with Carry?

With Carry, you can explore alternative asset investments, like crypto inside your Solo401k or IRA. Learn more about Solo 401ks here and IRAs here.