Articles by Justin Gluska

Investing in real estate through a Solo 401k can be a smart move, especially if you’re planning to use a loan. But in most retirement accounts, borrowing money can lead to a tax called Unrelated Debt-Financed Income (UDFI). Solo 401k plans are different. In many cases, they may be exempt from UDFI under specific IRS rules. [...]

Switching 401k providers isn’t just about transferring funds — it’s about ensuring your retirement plan reflects your long-term financial priorities. Individuals often consider new providers due to changing life circumstances, evolving savings goals, or a desire for different planning tools. Whether you’re consolidating accounts or exploring TIAA’s retirement services, a smooth transfer can support better [...]

Retirement savers sometimes reassess their investment platforms to better align with evolving financial goals. If you’re considering transferring your Roth IRA from Fidelity to Ally Invest, the process can offer an opportunity to explore different investment options or service structures. Whether the decision is based on fees, platform features, or personal preference, understanding the transfer [...]

As your retirement goals evolve, it’s common to reassess which platform best supports your investment strategy. Whether you’re exploring new fund options, consolidating accounts, or looking for lower fees, transferring a Roth IRA can help align your savings with your long-term plans. Moving your Roth IRA between these major providers might seem complex, but a direct [...]

Roth IRAs are a valuable tool for retirement savings, offering tax-free growth potential when managed carefully. Sometimes, moving your Roth IRA to a different provider can help better align your investments with your financial goals and strategy. Transferring your Roth IRA from Fidelity to Acorns can be completed through a direct process that protects your account’s [...]

Retirement accounts often feel like complex puzzles with seemingly endless rules. You might be looking at your Fidelity traditional IRA and wondering if the grass is greener on Robinhood’s platform, especially if their investment tools or fee structure seem more appealing. This guide outlines each step to help ensure your retirement funds transition smoothly, while maintaining [...]

Retirement accounts aren’t one-size-fits-all. Over time, your financial priorities or preferences might shift—whether you’re seeking different investment options, personalized support, or a platform that better fits your goals. A direct transfer between providers, such as from Fidelity to Edward Jones, allows you to move your traditional IRA without triggering taxes or early withdrawal penalties, provided it’s [...]

Sometimes your investment needs change, and so does the platform that works best for you. Whether you’re looking for different investment options, a fresh strategy, or simply a provider that feels like a better fit, moving your traditional IRA can be part of that shift. Transferring your IRA is a straightforward process, and when done correctly, [...]

Transferring your Roth IRA from Betterment to Fidelity might sound complicated, but with the right steps, the process is simple. Whether you’re consolidating retirement accounts or seeking broader investment options, a direct transfer (e.g., trustee-to-trustee) helps ensure a smooth, tax-free transition. At Carry, we want to make financial decisions feel more manageable, even if you’re handling [...]