Articles by Justin Gluska

Dreaming of deploying code in Silicon Valley or leading an AI project at a U.S. research hub? The O-1A visa could be your way in.  The O-1A visa is designed for individuals who can show “extraordinary ability” in their field. To qualify, you typically need to meet at least three out of eight U.S. Citizenship and [...]

Imagine owning a parcel of land today and watching its value grow over time. Investing in raw land through your Solo 401k allows you to capture that growth while enjoying tax-deferred benefits along the way. This quick guide covers the rules, risks, and steps to buy land using retirement funds. You’ll also get a simple checklist [...]

Ever wonder how your savings compare to others your age or income level? You’re not alone. Many people are curious if they’re setting aside enough or falling behind. The truth is, how much Americans save each year depends on a mix of factors like age, earnings, and even where they live.  In this article, you’ll get [...]

If you make a living through your art—whether it’s painting, music, graphic design, or creative freelance work—you might be wondering if you’re eligible for a Solo 401k. In most cases, the answer is yes. A Solo 401k could be a practical retirement savings option for self-employed artists who don’t have any full-time employees. It offers flexibility, [...]

A surprising number of Americans still struggle with everyday money decisions— from budgeting and understanding interest to planning for retirement. In fact, recent studies show that most adults miss basic financial questions, and the gaps vary widely by age. In this article, we’ll take a closer look at the current state of financial literacy in the [...]

Solo 401k plans give S-Corp owners a way to save for retirement using their business income. However, the rules can be confusing, especially when it comes to how much you’re allowed to contribute and what counts as compensation. That’s where many business owners run into trouble. This guide explains how Solo 401k contributions work when you’re [...]

Saving for retirement as a self-employed professional comes with its own set of responsibilities and decisions.  A Solo 401k can offer high contribution potential and certain tax benefits, but managing one isn’t always straightforward. From IRS deadlines to plan rules, even minor oversights may lead to penalties or missed opportunities. Understanding how to properly set up and [...]

Planning for retirement when you’re self-employed comes with unique challenges — but also unique advantages. The Solo 401k remains one of the most flexible and tax-advantaged savings options available.  Whether you’re just starting your plan or optimizing it for 2025, here are the latest updates and facts to know that could help you stay compliant, maximize [...]

If you’re a photographer earning income from your own business, you may be wondering about your retirement savings options. The good news is that a Solo 401k could be an effective way to save for the future while potentially lowering your tax bill. This article explains who qualifies, how the plan works, and why it might [...]