Articles by Justin Gluska

Running a YouTube channel can be more than just posting videos. If your channel earns money—whether from ads, sponsorships, merchandise, or memberships—you may be operating a small business. If you don’t have full-time employees, a Solo 401k might be a smart way to save for retirement. [...]

Freelancers often take on many roles. They might be a designer, a marketer, an accountant, and sometimes, their own retirement planner. Without access to an employer-sponsored plan, saving for the future can feel confusing or even out of reach. A Solo 401k is a flexible retirement option created for self-employed individuals. It works well for freelancers, [...]

OVERVIEW File Form 5500-EZ if your plan assets exceed $250,000 or if you’re closing the plan Use Form 5558 to request more time—submit it before the July 31 deadline Keep detailed records for at least six years Double-check all final-year filings if you’re ending the plan A Solo 401k can be a powerful way for self-employed individuals and small-business owners [...]

Wondering how Netflix supports your retirement goals through its 401k plan? If you’re a Netflix employee or considering a role there, understanding how the company’s 401k match works can be a smart move for your financial planning. With immediate vesting and a reputation for generous benefits, Netflix’s retirement plan stands out among major employers. [...]

Imagine setting aside just $100 in a Solo 401k and checking back in 10 or 20 years to see what it might be worth. That small investment could grow, thanks to compound interest and tax-deferred earnings. If you’re exploring Solo 401k options or already contributing, this guide explains how long-term growth typically works, what outcomes are [...]

Looking back at how Solo 401k contribution limits have changed over time can offer more than just trivia. It can give you practical insight for planning today.  A Solo 401k is built for self-employed individuals and their spouses, with no other employees. It’s a flexible way to save, but the contribution limits have shifted a lot [...]

Thinking of bringing your engineering skills to the U.S.? If you’re highly accomplished in your field, the O-1 visa might be worth exploring.  Unlike the H-1B, it’s not subject to a lottery. It’s designed for individuals with a proven track record of exceptional work. That could include engineers with patents, publications, or leadership roles in high-impact [...]

Balancing creative work with financial planning can be a challenge for self-employed graphic designers.  Unlike traditional employees, freelancers typically don’t have access to employer-sponsored retirement plans. However, a Solo 401k may provide an effective way to save for retirement while potentially lowering taxable income.  This article explores the eligibility requirements, benefits, and key considerations of a Solo [...]

Are you a software engineer working for yourself? Whether you freelance, consult, or run your own business, planning for retirement is just as important as managing your workload. One potential option for self-employed individuals is the Solo 401k.  This article explains how the plan works, who qualifies, and how much you may be able to contribute [...]