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Jess CatorcOctober 27, 2025
Can Landscapers Open a Solo 401k?

Are you a self-employed landscaper looking for ways to save for retirement and reduce your taxes? If you run your own landscaping business without any full-time employees (other than possibly your spouse), a Solo 401k might be worth looking into. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); This retirement plan was designed for individuals who are both the owner and the only [...]

Justin GluskaOctober 23, 2025
Investing in Crypto Using Your Solo 401k

Thinking about adding crypto to your retirement portfolio? If you’re self-employed or run a small business, a Solo 401k could offer a way to invest in digital assets while potentially gaining tax benefits. This type of retirement plan is known for its high contribution limits, flexible investment options, and checkbook control features, making it appealing to [...]

Justin GluskaOctober 22, 2025
Who is the Trustee and Custodian of the Solo 401k?

In a Solo 401k, two roles keep your plan running smoothly and legally: the trustee and the custodian. The trustee is generally responsible for making investment decisions and managing distributions, while the custodian focuses on keeping accurate records and holding the plan’s assets securely.  Understanding how they differ matters because each one affects how your retirement [...]

Jess CatorcOctober 16, 2025
Can Electricians Open a Solo 401k?

Are you an electrician running your own business and wondering if a Solo 401k is an option? If you operate independently and don’t have full-time employees, this retirement plan could be a fit.  A Solo 401k allows self-employed professionals — including skilled tradespeople like electricians — to make large, tax-advantaged contributions to save for retirement. (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); Whether [...]

Jess CatorcOctober 15, 2025
Can Business Coaches Open a Solo 401k?

If you run a coaching business and operate as a one-person show, you may be wondering how to save more for retirement beyond a regular IRA. The good news is, you can potentially open a Solo 401k — a retirement plan built for self-employed professionals like you. A Solo 401k offers two types of contributions: one [...]

Jess CatorcOctober 14, 2025
Can Life Coaches Open a Solo 401k?

If you’re working independently as a life coach, you may be wondering how to set up a retirement plan outside of traditional employment. The good news: yes, life coaches can open a Solo 401k, as long as you report self-employment income and don’t have full-time employees (other than your spouse). (function(d,u,ac){var s=d.createElement('script');s.type='text/javascript';s.src='https://a.omappapi.com/app/js/api.min.js';s.async=true;s.dataset.user=u;s.dataset.campaign=ac;d.getElementsByTagName('head')[0].appendChild(s);})(document,239363,'ckhizz00xjzup7eks4ph'); This type of plan can [...]

Justin GluskaOctober 13, 2025
Can Therapists Open a Solo 401k?

Are you a therapist running your own practice and wondering if you can open a Solo 401k? If you earn self-employment income from your therapy services and don’t have any full-time employees, you’re likely eligible. A Solo 401k could offer much higher contribution limits than traditional retirement accounts — along with valuable tax advantages. Whether you’re [...]

Jess CatorcOctober 9, 2025
8 Ways to Take Money Out of Solo 401k

Saving in a Solo 401k offers self-employed individuals both high contribution limits and flexible tax planning. But taking money out of the plan comes with its own set of rules. Without proper timing or strategy, you could trigger taxes, penalties, or unnecessary paperwork. This guide breaks down eight common ways to access your Solo 401k funds. [...]

Jess CatorcOctober 7, 2025
Can Personal Trainers Open a Solo 401k?

Thinking about retirement while growing your fitness business? If you’re a personal trainer working for yourself — whether in a private gym, from home, or online — you might be wondering how to build long-term savings on your own terms. A Solo 401k could be a flexible and tax-efficient option, especially if you don’t have full-time [...]