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Jess CatorcAugust 7, 2025
What Happens to a Solo 401k During a Divorce?

Divorce doesn’t just separate two people. It can also affect shared finances, including retirement savings. If you’re self-employed and have a Solo 401k, you might be wondering what happens to that account when a marriage ends. Even if the plan is under your name, the assets inside may still be considered shared. That means your former [...]

Justin GluskaAugust 6, 2025
How to Invest in Promissory Notes with Your Solo 401k (2025 Guide)

Looking for new ways to grow your Solo 401k beyond the stock market? Promissory notes may offer a potential source of fixed income while keeping your retirement plan tax-advantaged. With the right setup, your Solo 401k can invest in private lending deals backed by written agreements and interest payments.  This guide explains how investing in promissory notes [...]

Jess CatorcAugust 5, 2025
How Solo 401k Contributions Affect the QBI Deduction

Looking to keep more of your pass-through business earnings? You may be eligible for a 20 percent Qualified Business Income (QBI) deduction under IRS Section 199A.  But here’s what many people overlook: while Solo 401k contributions offer valuable retirement benefits, they can also reduce your QBI—and with it, your deduction. Whether you contribute pre-tax or Roth [...]

Can You E-Sign Solo 401k Plan Documents?

Setting up a Solo 401k is faster and more flexible than it used to be, especially with the rise of today’s online platforms. But if you’re self-employed and ready to open your plan, you may wonder: can you sign all the necessary documents electronically, or do you still need to print and mail them in? This [...]

Solo 401k Beneficiaries Explained

When you open a Solo 401k, it’s easy to focus on contributions and investment choices. But there’s one critical detail many people skip: naming a beneficiary. This simple step could make a big difference later. If something happens to you, a clear beneficiary designation helps your funds go directly to the right person without delays [...]

Best Careers for Solo 401k Plans: Who Benefits Most?

If you work for yourself, you probably already wear many hats. Planning for retirement is one of them , but it’s not always clear where to start. The Solo 401k is one option that’s built specifically for business owners with no full-time employees.  It offers flexibility, potential tax benefits, and in many cases, higher contribution [...]

Ubiquity Solo 401k Review 2025: Features, Pricing & More

Saving for retirement as a self-employed professional can feel overwhelming, but it doesn’t have to be. With contribution limits increasing for 2025, a Solo 401k may offer more potential than ever to help you build meaningful savings.  If you’re looking for flexibility, tax advantages, and low-cost options, Ubiquity’s Solo 401k plan is worth a closer look. In [...]

How Solo 401k Plans Work for Expats

Living abroad doesn’t mean giving up on building your retirement savings. For self-employed U.S. expats, a Solo 401k can offer a way to continue contributing toward retirement while potentially enjoying tax advantages. But figuring out the rules while living overseas can feel a bit complicated. If you’re wondering how a Solo 401k works for expats — [...]

Can Musicians Open a Solo 401k?

Playing music for a living takes talent, hustle, and often an unpredictable schedule. Whether you’re performing live, producing tracks, teaching lessons, or juggling all three, there’s a good chance your income doesn’t come with built-in benefits like an employer-sponsored retirement plan. That’s where a Solo 401k may come in. If you’re self-employed and don’t have full-time employees, [...]