Carry Learning Center

Podcasting has grown into a real business model. If you’re earning money from ads, brand partnerships, exclusive content, or listener support, you’re likely running a business. And if you’re doing it on your own without full-time employees, you might be eligible for a Solo 401k. [...]

Running a YouTube channel can be more than just posting videos. If your channel earns money—whether from ads, sponsorships, merchandise, or memberships—you may be operating a small business. If you don’t have full-time employees, a Solo 401k might be a smart way to save for retirement. [...]

Setting up a Solo 401k comes with important responsibilities. Between IRS rules, filing deadlines, and plan paperwork, it’s easy to feel unsure about what’s required to stay compliant. One of the most common questions is whether you really need a third-party administrator (TPA)—or if you can manage the plan yourself without extra help. [...]

Freelancers often take on many roles. They might be a designer, a marketer, an accountant, and sometimes, their own retirement planner. Without access to an employer-sponsored plan, saving for the future can feel confusing or even out of reach. A Solo 401k is a flexible retirement option created for self-employed individuals. It works well for freelancers, [...]

OVERVIEW File Form 5500-EZ if your plan assets exceed $250,000 or if you’re closing the plan Use Form 5558 to request more time—submit it before the July 31 deadline Keep detailed records for at least six years Double-check all final-year filings if you’re ending the plan A Solo 401k can be a powerful way for self-employed individuals and small-business owners [...]

Earning income as an influencer often means working without the safety net of traditional employer benefits. If your platform brings in money from brand deals, sponsorships, affiliate links, or digital products, and you operate independently, a Solo 401k might be one of the most effective ways to save for retirement. [...]

Wondering how Netflix supports your retirement goals through its 401k plan? If you’re a Netflix employee or considering a role there, understanding how the company’s 401k match works can be a smart move for your financial planning. With immediate vesting and a reputation for generous benefits, Netflix’s retirement plan stands out among major employers. [...]

Leaving a job brings big changes, including what to do with your 401k savings. If you’re switching careers, starting fresh, or moving to a new employer, it’s important to know your options. The choices you make now could affect your taxes and long-term savings. This guide covers what happens to your 401k after you leave a [...]

Estate planning often raises a crucial question: can you place your 401k into a trust that remains revocable, or must it be irrevocable? This decision can affect control, tax treatment, and how your loved ones receive benefits. Understanding the key differences between trust types helps explain why 401k accounts generally can’t be retitled into a revocable trust [...]