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Justin GluskaJuly 29, 2025
High-Yield Savings Accounts vs. Treasury Bills vs. Smart Portfolios: What’s the Best Cash Move Now?

Many people leave their cash in checking accounts without a second thought. Yet, with inflation near 3 percent, that money may lose purchasing power.  Today’s high-yield savings accounts offer annual percentage yields (APYs) close to 5 percent. This could potentially earn hundreds more each year compared to a typical checking account. Treasury bills (T-bills) may deliver [...]

How to Invest in Raw Land with a Solo 401k

Imagine owning a parcel of land today and watching its value grow over time. Investing in raw land through your Solo 401k allows you to capture that growth while enjoying tax-deferred benefits along the way. This quick guide covers the rules, risks, and steps to buy land using retirement funds. You’ll also get a simple checklist [...]

Investor
Jess CatorcJanuary 13, 2025
How To Become An Accredited Investor

An “accredited investor” is a designation created in 1933, through the Securities Act of 1933, and is essentially a way to classify high income or high net worth individuals. It’s intended to indicate that an individual or organization has sufficient financial knowledge and resources to understand and assume the risks associated with investing in unregistered [...]

Justin GluskaJanuary 10, 2025
What Is A Good Faith Violation?

Overview When you sell equities in your cash account, the trade takes place immediately and you can use the funds to enter new positions, but it takes 2 business days for the funds from the sale to settle. A good faith violation occurs if you use unsettled funds to purchase equities in your account, and then [...]

JaiyaJanuary 10, 2025
Settlement Dates Explained: Settled vs Unsettled Funds

Overview When you buy securities through your cash account, there are two separate dates involved in the transaction: the trading date and the settlement date. While the trade takes place immediately, the settlement date is when the trade becomes final – the buyer makes the payment to the seller and the seller transfers the equities to [...]