Carry Learning Center

In 2025, more investors are stepping outside the traditional stock-and-bond playbook. From high-net-worth individuals to everyday retirement savers, interest in alternative assets is no longer limited to large institutions.  The search for diversification, new sources of income, and inflation protection is drawing attention to private credit, real assets, and other non-public market opportunities. This article cuts through [...]

Imagine setting aside just $100 in a Solo 401k and checking back in 10 or 20 years to see what it might be worth. That small investment could grow, thanks to compound interest and tax-deferred earnings. If you’re exploring Solo 401k options or already contributing, this guide explains how long-term growth typically works, what outcomes are [...]

Looking for new ways to grow your Solo 401k beyond the stock market? Promissory notes may offer a potential source of fixed income while keeping your retirement plan tax-advantaged. With the right setup, your Solo 401k can invest in private lending deals backed by written agreements and interest payments.  This guide explains how investing in promissory notes [...]

Many people leave their cash in checking accounts without a second thought. Yet, with inflation near 3 percent, that money may lose purchasing power.  Today’s high-yield savings accounts offer annual percentage yields (APYs) close to 5 percent. This could potentially earn hundreds more each year compared to a typical checking account. Treasury bills (T-bills) may deliver [...]

If you have extra cash sitting in a savings account, municipal bonds could be a better option. These bonds are issued by state and local governments. In many cases, the interest they pay is exempt from federal taxes. Some may also be free from state or local taxes, depending on where you live. That means you [...]

Holding extra cash might seem like a smart way to stay prepared, but over time, it can quietly chip away at your financial progress. As inflation rises and savings rates shift, large cash balances may lose value faster than you realize. In most cases, the comfort of holding too much cash comes at a cost [...]

Imagine owning a parcel of land today and watching its value grow over time. Investing in raw land through your Solo 401k allows you to capture that growth while enjoying tax-deferred benefits along the way. This quick guide covers the rules, risks, and steps to buy land using retirement funds. You’ll also get a simple checklist [...]

Trading schedules can affect order timing, account activity, and how investors plan around major market events. U.S. stock exchanges follow set hours, yet the calendar shifts during holidays or planned early closures. These changes may seem small, but they often matter for anyone placing trades, reviewing retirement accounts, or tracking market movement. This guide outlines the [...]

Investors today are looking beyond traditional assets like stocks and bonds to diversify their portfolios. Many are exploring alternative investments, which include a wide range of assets that fall outside the public markets. These can range from real estate and private equity to hedge funds, commodities, and even collectibles. Alternative investments often attract those seeking potential [...]