Carry Learning Center

Imagine owning a parcel of land today and watching its value grow over time. Investing in raw land through your Solo 401k allows you to capture that growth while enjoying tax-deferred benefits along the way. This quick guide covers the rules, risks, and steps to buy land using retirement funds. You’ll also get a simple checklist [...]

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Alternative investments (also referred to as alternative assets) are any asset classes that aren’t stocks, bonds, or cash. #cta-5::before { background: linear-gradient(135deg, rgba(206, 227, 136, 0.15) 0%, rgba(206, 227, 136, 0.08) 100%) !important; [...]

An “accredited investor” is a designation created in 1933, through the Securities Act of 1933, and is essentially a way to classify high income or high net worth individuals. It’s intended to indicate that an individual or organization has sufficient financial knowledge and resources to understand and assume the risks associated with investing in unregistered [...]

Overview When you sell equities in your cash account, the trade takes place immediately and you can use the funds to enter new positions, but it takes 2 business days for the funds from the sale to settle. A good faith violation occurs if you use unsettled funds to purchase equities in your account, and then [...]

Overview When you buy securities through your cash account, there are two separate dates involved in the transaction: the trading date and the settlement date. While the trade takes place immediately, the settlement date is when the trade becomes final – the buyer makes the payment to the seller and the seller transfers the equities to [...]

Overview A freeriding violation occurs when you buy a security using funds from the sale of the same security that hasn’t settled yet. In other words, it involves buying and selling securities without actually putting up your own money to cover the purchase. If you receive just one freeriding violation in a period of 12 months, your [...]

When you’re trading in your cash account, there are 3 different types of violations that you need to be aware of. Good faith violation Freeriding violation Cash liquidation violation With a cash trading account, you’re required to pay for all purchases in full by the settlement date, which is the day in which the trade becomes finalized. The settlement [...]

Robo-advisors have transformed the investing landscape by making it more accessible and affordable for everyday investors. These automated platforms use algorithms to build and manage diversified portfolios, reducing the need for hands-on decision-making. Whether you’re just getting started or prefer a low-maintenance approach, robo-advisors may offer a convenient solution. This guide breaks down how they work, [...]