Carry Learning Center

Transferring your 401k might feel intimidating, but if you’re looking to consolidate accounts or explore a different investment platform, moving your funds from Fidelity to Betterment is a straightforward process — as long as you follow the correct steps. At Carry, we want to make financial decisions feel more manageable — even if you’re handling them [...]

Looking to switch IRA providers for better investment options or lower fees? If you’re moving your Traditional IRA from Fidelity to Betterment, knowing how to navigate the process correctly will help you avoid tax penalties and ensure your retirement savings stay on track. At Carry, we want to make financial decisions feel more manageable — even [...]

If you’re self-employed, a freelancer, or run your own small business, a Solo 401k can boost your retirement savings and offer you high contribution limits plus flexible investment choices. Choosing the right brokerage makes all the difference when you want to secure your future. We select our top brokerages by looking at: Fees and overall cost structure Investment [...]

Check if you are eligible to open a Solo 401k account [...]

Calculate penalties and taxes for early withdrawals from Solo 401k accounts [...]

📝 The government requires companies offering 401k plans to keep things fair for all employees. This ensures that highly paid employees (like executives) don’t get much better retirement benefits than regular employees. Each year, companies must run tests to prove that the retirement benefits and contributions are relatively equal between these two groups of employees:  Highly compensated [...]

Looking to open a Solo 401k plan? Get started today with just a few clicks – The Carry Solo 401k Plan is a featured-packed self-directed account that lets you invest in both traditional and alternative assets, take out a loan, or do a Mega Backdoor Roth conversion with a few clicks. An IRA is a tax-deferred retirement [...]

Looking to open a Solo 401k plan? Get started today with just a few clicks – The Carry Solo 401k Plan is a featured-packed self-directed account that lets you invest in both traditional and alternative assets, take out a loan, or do a Mega Backdoor Roth conversion with a few clicks. Roth retirement accounts have a [...]

Looking to open a Solo 401k plan? Get started today with just a few clicks – The Carry Solo 401k Plan is a featured-packed self-directed account that lets you invest in both traditional and alternative assets, take out a loan, or do a Mega Backdoor Roth conversion with a few clicks. The IRS lets you invest [...]