Carry Learning Center

Flipping houses typically requires a lot of cash. But what if you could use your retirement savings instead?  A Solo 401k offers self-employed investors a way to buy and flip real estate, with the potential for tax-deferred growth. While no investment is guaranteed, using a Solo 401k for flipping may provide higher contribution limits and greater [...]

If you earn income from hosting on Airbnb and run your rental operation as a business, you might be wondering if there’s a way to save more for retirement while potentially lowering your taxes. One option worth considering is a Solo 401k. This guide breaks down how Airbnb hosts may qualify, what the plan offers, and [...]

Running your own videography business—whether you film weddings, corporate events, or create content for social media—means you’re not just behind the camera. You’re managing income, tracking expenses, and planning for your future too. If you’re thinking about ways to save for retirement and cut down on taxes, a Solo 401k might be worth a look. In [...]

Solo 401k plans give S-Corp owners a way to save for retirement using their business income. However, the rules can be confusing, especially when it comes to how much you’re allowed to contribute and what counts as compensation. That’s where many business owners run into trouble. This guide explains how Solo 401k contributions work when you’re [...]

Saving for retirement as a self-employed professional comes with its own set of responsibilities and decisions.  A Solo 401k can offer high contribution potential and certain tax benefits, but managing one isn’t always straightforward. From IRS deadlines to plan rules, even minor oversights may lead to penalties or missed opportunities. Understanding how to properly set up and [...]

Planning for retirement when you’re self-employed comes with unique challenges — but also unique advantages. The Solo 401k remains one of the most flexible and tax-advantaged savings options available.  Whether you’re just starting your plan or optimizing it for 2025, here are the latest updates and facts to know that could help you stay compliant, maximize [...]

If you’re a photographer earning income from your own business, you may be wondering about your retirement savings options. The good news is that a Solo 401k could be an effective way to save for the future while potentially lowering your tax bill. This article explains who qualifies, how the plan works, and why it might [...]

Many self-employed people don’t realize they have access to a retirement plan  that offers similar benefits to a traditional 401k — without requiring a large employer to sponsor it. The Solo 401k is designed specifically for those who work for themselves, either full-time or as a side business, and want to contribute more than what [...]

For self-employed individuals and business owners without full-time staff, the Solo 401k offers a retirement solution that’s both flexible and tax-advantaged. It allows you to contribute as both the employee and employer, take advantage of potential tax benefits, and invest in almost any asset type, depending on the provider.  But the Solo 401k hasn’t always existed. [...]