Carry Learning Center

Working as a DoorDash driver gives you flexibility and independence, but it also means you’re responsible for your own financial future. If you’re earning self-employment income through deliveries, tips, and incentives, you may be eligible for a Solo 401k—a powerful retirement savings plan built for self-employed individuals. [...]

Saving for retirement can feel complex, but understanding your 401k match is a simple and powerful place to start.  A match is an employer contribution that can help grow your retirement savings faster through regular contributions and long-term compounding. Still, many people are unclear on how matching actually works, especially when it comes to vesting schedules, [...]

Capital One’s High Yield Savings account currently offers a 3.50 percent APY, making it one of the more competitive high-yield savings options available today. There are no monthly fees and no minimum balance requirements, which can make it appealing if you’re looking for a simple way to grow your savings. It’s especially useful for those building [...]

Your medical breakthroughs shouldn’t stop at the border. If you’re a physician making significant contributions to your field, the O-1A visa could be a viable path to continue your work in the United States. This employment-based visa is designed for individuals with extraordinary ability in science, education, business, or athletics—and it’s especially relevant to doctors [...]

Real estate is a popular goal for many self-employed investors. But buying property through a retirement account? That surprises a lot of people. With a Solo 401k, it’s not only possible—it can also be potentially beneficial for those looking to grow their retirement savings outside the stock market. [...]

If you’re looking for a better place to grow your savings, the American Express High Yield Savings Account is one option to consider. It offers a competitive APY, daily compounding interest, and no monthly fees. Unlike many traditional savings accounts, it gives your money more room to grow while keeping it easily accessible. You might be [...]

Driving for Uber gives you flexibility and control over your schedule. But since you’re considered self-employed, you’re also responsible for your own retirement planning. If you’re earning 1099 income and don’t have access to a traditional employer plan, a Solo 401k could be a smart way to save for the future.  This type of retirement plan [...]

Freelance web developers and independent contractors often manage both their projects and their own benefits. Without access to a traditional employer retirement plan, many turn to the Solo 401k as a way to build long-term savings while reducing taxable income. [...]

OVERVIEW: SOLO 401K ADOPTION AND TRENDS: 123,000 Solo 401k Form 5500-EZ filings are projected for 2025 (down from 222,848 in 2023 due to e-filing rules and reporting thresholds). 21 percent of self-employed savers use a Solo 401k — steady compared to 23 percent in 2024. As of mid-2025, 9.7 million Americans are self-employed through unincorporated businesses. California’s self-employment rate: [...]